Bill Hartley Insurance - Your Autoplan Broker

 

          Convenient location                        Easy free parking

 

 

 

 

 

 

 

 

Cars – Trucks – RV – Trailer – Motorcycle – Heavy Machinery – Fleet

Proper coverage for you and your vehicle is essential. Our efficient and well-trained specialists are here to help you make an informed decision on your vehicle insurance. We will help you make decisions on the right level of coverage with the best value for your premium dollars.

We are available to answer all your questions on auto insurance. For competent advice, please contact us, and one of our insurance experts will provide information on your best options.

We pride ourselves on our fast, efficient service: no long line-ups!

Mandatory Insurance Coverage
Optional Insurance Coverage
Commercial Auto Insurance
How can we help save you money on your auto insurance?
Insuring your teen? What you should know.
New to BC?

For more information about ICBC and Autoplan contact us or visit ICBC.com

 

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Mandatory Insurance Coverage – ICBC Basic Autoplan Insurance

To legally operate a vehicle in this province you must carry a minimum amount of insurance from the Insurance Corporation of British Columbia (ICBC). This mandatory insurance insures that every driver in BC has basic insurance to cover losses they might cause others to suffer (Liability) and to cover for their own medical expenses and loss of income resulting from driving-related injuries (Accident Benefits/Bodily Injury or AB/BI).

Basic Autoplan does not cover:
• travel outside of Canada and the United States. If you are driving into Mexico, for example, be sure to buy extra insurance before you cross the border!.
• the replacement of, or repairs to, your vehicle, or many other risks that are covered in optional insurance

See below for optional insurance coverage. If you have additional questions, please contact us for competent advice.

For additional details on the Basic Autoplan, you can also visit this ICBC site.

 

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Optional Insurance Coverage – ICBC Optional Autoplan Insurance

Optional insurance coverage for your vehicle provides further protection and peace of mind for you. We highly recommend you look into your options beyond basic autoplan. Basic Autoplan does not cover the replacement of, or repairs to your vehicle, or many other risks that are covered in optional insurance.

Optional insurance will cover risks related to:
• Collision (coverage for damage to your car)
• Comprehensive (protection against theft, vandalism and other perils )
• Specified perils
• Vehicle in storage
• Limited depreciation coverage
• Replacement cost coverage
• Collector and vintage vehicles
• Extended third-party legal liability
• Excess underinsured motorist protection
• Loss of use
• Vehicle travel protection

Please contact us for an explanation of these insurance coverages, and knowledgeable advice on your best options. You can also visit the ICBC website.

 

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Commercial Auto Insurance

If your business owns five or more vehicles, you can qualify for a fleet plan discount up to 63%. Call us for information on how to get your fleet discount started.

DID YOU KNOW?
If you have your vehicle insured under any of the commercial use categories (Artisan, Delivery, or general business use), your tools and equipment are not insured with your vehicle! You must arrange separate insurance for your business tools and equipment.

Contact us for competent advice.

 

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How can we help save you money on your auto insurance?

We make sure that you know about and have access to all of the applicable discounts available to you, such as:
Seniors' discount
Anti-theft device discount
Disability Discount
Discount protection
Special rates for antique and collector vehicles
Fleet discounts
Experienced driver savings on selected Autoplan products

We want you to have the coverage you need at the best value.

 

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Insuring your teen? What you should know.

With each year of accident-free driving experience, your teen will earn a 5% Claims Free Experienced Driver’s discount for up to eight years, and will then be eligible for the Road Star 43% discount.

Did you know that experience “time” starts accumulating from the time your teen receives his/her learner’s license? * Even if your teen is not planning to drive for a while, getting their learner’s license early helps them accumulate experience time, allowing them to receive a 25% discount by the time they are 21, if they remain claims free.

*Providing there is no lapse of the learners’ or novice licenses.

For more information on teen insurance, please give us a call; we will be happy to help you. You can also find further information by visiting the ICBC website.

Follow this link for a chart of discounts or surcharges according to experience.