Optional Insurance Coverage
Commercial Auto Insurance
Save money on your auto insurance?
Insuring your teen? What you should know.
New to BC?

For more information about ICBC and Autoplan contact us or visit ICBC.com

Optional Insurance Coverage – ICBC Optional Autoplan Insurance

Optional insurance coverage for your vehicle provides further protection and peace of mind for you. We highly recommend you look into your options beyond basic autoplan. Basic Autoplan does not cover the replacement of, or repairs to your vehicle, or many other risks that are covered in optional insurance.

Optional insurance will cover risks related to:
• Collision (coverage for damage to your car)
• Comprehensive (protection against theft, vandalism and other perils )
• Specified perils 
• Vehicle in storage 
• Limited depreciation coverage 
• Replacement cost coverage 
• Collector and vintage vehicles 
• Extended third-party legal liability 
• Excess underinsured motorist protection 
• Loss of use 
• Vehicle travel protection

Please contact us for an explanation of these insurance coverages, and knowledgeable advice on your best options. You can also visit the ICBC website.

Commercial Auto Insurance

If your business owns five or more vehicles, you can qualify for a fleet plan discount up to 63%. Call us for information on how to get your fleet discount started.

DID YOU KNOW?
If you have your vehicle insured under any of the commercial use categories (Artisan, Delivery, or general business use), your tools and equipment are not insured with your vehicle! You must arrange separate insurance for your business tools and equipment.

Contact us for competent advice.

How can we help save you money on your auto insurance?

We make sure that you know about and have access to all of the applicable discounts available to you, such as:
Seniors' discount 
Anti-theft device discount 
Disability Discount 
Discount protection 
Special rates for antique and collector vehicles 
Fleet discounts 
Experienced driver savings on selected Autoplan products

We want you to have the coverage you need at the best value.

Insuring your teen? What you should know.

With each year of accident-free driving experience, your teen will earn a 5% Claims Free Experienced Driver’s discount for up to eight years, and will then be eligible for the Road Star 43% discount.

Did you know that experience “time” starts accumulating from the time your teen receives his/her learner’s license? * Even if your teen is not planning to drive for a while, getting their learner’s license early helps them accumulate experience time, allowing them to receive a 25% discount by the time they are 21, if they remain claims free.

*Providing there is no lapse of the learners’ or novice licenses.

For more information on teen insurance, please give us a call; we will be happy to help you. You can also find further information by visiting the ICBC website.

Follow this link for a chart of discounts or surcharges according to experience.